Donald Trump, the real estate mogul, reality TV star and de facto leader of the "birther" movement, says he is planning a "big announcement" about President Barack Obama. "I have something very, very big concerning the president of the United States," Trump told "Fox & Friends" on Monday during a phone interview. "I will be [...]
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Greg Smith, author of a new Wall Street tell-all that accuses Goldman Sachs, his former firm, of ripping clients off, says the financial crisis and new regulations have done little to curb bad behavior on Wall Street. In fact, in Smith's opinion, they've done the opposite. "It's absolutely gotten worse since the financial crisis," Smith told Fortune when we caught up with him before a ping-pong match in one of his first interviews since finishing the book.
You probably remember Smith, or have read about him recently. He's the former Goldman banker, who, earlier this year, quit his job via the New York Times. In an opinion piece, Smith wrote that the culture at Goldman had turned "toxic," and no longer one he could be a part of. He said bankers at the firm openly talked of abusing clients, who Goldmanites called "muppets" behind their backs.
But the piece was light on details. Smith's new book, which is titled "Why I Left Goldman Sachs" and comes out on Monday, elaborates on the op-ed some. Smith says during the financial crisis, Goldman charged clients a huge fee, up to 20%, when they wanted out of an investment that was pitched as ultra safe. He says in the summer of 2011, when the European debt crisis was at its worst, Goldman regularly pushed its clients into, and out of, investments tied to banks in France and Spain. Often the firm was taking the opposite position of what it was telling clients. Goldman's best accounts were told to steer clear entirely.
MORE: Vampire Pong: Ex-Goldman banker takes on a pro
More recently, Smith says, Goldman and others, have been trying to sell pension funds a complicated derivative that carries high fees, but offers little more than the asset allocation advice you would get from a run-of-the-mill financial planner for much less.
In general, Smith paints a picture of Goldman as used-car salesman. Clients who didn't verify prices often paid much more than they needed to. When clients made mistakes, Goldman corrected them to the firm's advantage. The result is that Smith says Goldman's least sophisticated clients, which Smith says are often the managers of pension and mutual funds, who invest money on behalf of firemen, teachers and regular individuals, get the firm's worst products at the worst prices. Hedge funds, which typically work for the 1%, get Goldman's best advice.
But while there is plenty that appears ethically wrong, no where in the 250-page book is any real evidence that either Goldman or anyone at the firm broke the law. Goldman says its own investigation following Smith's March op-ed piece turned up no evidence of wrong-doing. In the week leading up to the publication of Smith's book, Goldman leaked an internal report that Smith had asked for a million dollar bonus and a promotion said a few months before leaving the firm. Both were denied.
MORE: Nike will be just fine without Lance
Smith calls Goldman's allegation that he quit over pay a total fabrication. He says his bonus was hundreds of thousands of dollars, and that it was more than most of his peers. "Of course, I asked for more," says Smith. "Everyone does."
Smith says the fact that Goldman can claim it did an investigation and found nothing wrong is a problem with the law, not his account. "The frustrating thing is that much of the behavior that I describe in the book is legal. Unethical, but not illegal."
MORE: Goldman hits back at Greg Smith
Smith says things have gotten worse since the financial crisis. According to Smith, many of the activities that took advantage of clients paid off during the financial crisis for Goldman. As a result, he says, many of the people who took that road have wound up in leadership positions at the firm. What's more, at a time when investment banks are seeing their profits pinched, firms are more willing to turn against their clients for a buck.
New regulations may also be adding to the problem. Before Dodd-Frank, Wall Street firms used to wall off their proprietary trading groups - the divisions that make risky trades with the firm's own money. Now that activity has been relocated to the desks that are supposed to be focused on buying and selling orders for clients, in order to hide prop trading from regulators. That gives the firm's own traders more direct access to client information, and a greater ability to abuse it.
"A lot of people are caught up in a system that asks for morally dubious decision making," says Smith. "I wrote the book about Goldman, but it's really about the industry as a whole."
Source: http://finance.fortune.cnn.com/2012/10/22/greg-smith-goldman-sachs-worse/
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Source: www.nytimes.com --- Monday, October 22, 2012
Pop Warner has tried to protect young players from head injuries. Yet on any given Saturday, the rules may be bent or ignored, even by referees under pressure from parents and coaches. ...
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BEIRUT (AP) ? Lebanese security forces unleashed a barrage of gunfire and tear gas in central Beirut on Sunday to disperse hundreds of protesters trying to storm the government headquarters after the funeral of a top Lebanese intelligence official killed by a car bomb.
The speedy ignition of the protests demonstrated the flammability of the country's divisive and sectarian politics. The protesters blamed the assassination on the government of neighboring Syria and consider Lebanon's current government to be too close to that embattled regime.
Many also chanted against Hezbollah, the Lebanese militant group that dominates the government and serves as the Damascus regime's closest Lebanese ally.
As the battle raged, with protesters and security personnel pelting each other with hunks of concrete, metal bars and tear gas canisters, former Prime Minister Fuad Saniora appealed for calm.
"The use of violence is unacceptable and does not represent the image that we want," Saniora said in a televised address.
Even before Friday's bombing, the civil war in Syria had set off violence in Lebanon and deepened tensions between supporters and opponents of President Bashar Assad's regime. The assassination has laid bare how vulnerable Lebanon is to renewed strife, threatening to shatter a fragile political balance struck after decades of civil strife ? much of it linked to Syria.
Sunday's clashes erupted after the funeral for Brig. Gen. Wissam al-Hassan, who was killed along with his body guard by a Beirut car bomb on Friday. Al-Hassan, 47, was a powerful opponent of Syria in Lebanon.
He was buried in Martyrs Square in downtown Beirut near former Prime Minister Rafik Hariri, another anti-Syrian politician who was assassinated by a truck bomb in 2005.
Syria denied any role in Hariri's killing, but outrage in Lebanon expressed in massive street protests forced Damascus to withdraw its tens of thousands of troops from the country and end nearly 30 years of military and political domination of its smaller neighbor.
The scene at Sunday's funeral was faintly reminiscent of the huge, anti-Syria gatherings in 2005. But the crowd was far smaller than after Hariri's death.
More than 1,000 people walked about a quarter mile from the funeral site toward the stately, hilltop government headquarters. Only a few hundred clashed with the guards, tearing down metal barricades and hitting the guards with the sticks from their flags and placards.
The guards withdrew behind a tall barricade of concertina wire, which the protesters broke through, putting them within 50 meters (yards) of government headquarters. A few guards fired shots and one plainclothes officer pulled a pistol from his belt and fired over the protesters' heads. Then a roar of automatic gunfire erupted, sending the protesters scattering for cover.
It was unclear whether the guards fired in the air or shot blanks, but no protesters appeared to be injured.
In a telephone call with Lebanon's Future TV, former Prime Minister Saad Hariri urged the protesters to stop their attack.
"We are peace supporters and against violence," he said.
The security forces appeared woefully unprepared and their numbers were smaller than those usually deployed for much less contentious rallies.
After about an hour of clashes, more guards arrived, along with scores of helmet-clad commandos. They stood shoulder to shoulder across the road and blocked the protesters from advancing further.
Unrest broke out elsewhere in Lebanon, too. Protesters blocked major roads in Beirut and in the north with rows of burning tires and briefly closed the country's main highway to the south, the national news agency said.
Clashes also broke out in the northern city of Tripoli, with residents of two neighborhoods that support opposite sides in Syria's civil war exchanging gunfire.
Security officials have said six others were killed in the car bomb on Friday, and scores were wounded. But Lebanon's National News Agency said on Sunday that the final toll death toll was three: al-Hassan, his guard and a civilian woman.
The discrepancy could not be explained, though security officials said the other five victims were counted based body parts found at the blast site.
Al-Hassan headed an investigation over the summer that led to the arrest of former Information Minister Michel Samaha, a Lebanese politician who was one of Syria's most loyal allies in Lebanon.
"He was killed while he was defending his country," said Samer al-Hirri, who traveled from northern Lebanon to attend the funeral.
France's Foreign Minister Laurent Fabius said it was likely that Assad's government had a hand in the assassination.
"Everything suggests that it's an extension of the Syrian tragedy," he told Europe-1 radio.
Sunday's protests quickly overshadowed the stately funeral for al-Hassan and his bodyguard.
Before the funeral, giant posters of al-Hassan were set up around Beirut calling him a "martyr of sovereignty and independence."
Thousands of mourners packed central Martyrs Square as soldiers carried in two flag-draped coffins.
"We came for Lebanon's future to show that we will not be scared," said mourner Rama Fakhouri, an interior designer. Many chanted that al-Hassan was a "martyr" who was struck down while trying to protect Lebanon.
TV footage showed al-Hassan's wife Anna, his young sons Majd and Mazen, and his parents, shedding tears near his coffin.
But the mood quickly changed. At one point, a Sunni cleric, Osama Rifai, gave a fiery speech, telling the crowd not to "be like women" and "take out their swords." Lebanese journalist Nadim Qutaish also called on mourners to "storm the government headquarters."
Both men's comments were carried live on TV and crowds of protesters approached the government headquarters soon after.
Al-Hassan's killing has set off a new round of political wrangling in Lebanon.
Before the clashes, Saniora called on Prime Minister Najib Mikati to resign, calling his Cabinet the "government of assassination."
"Staying in your post means that you approve of what happened," he said, adding that al-Hassan's killers "had domestic help."
Many of Lebanon's Sunnis see Mikati's government as too close to Syria and the Assad regime, which is dominated by the Alawites ? an offshoot of Shiite Islam.
A member of Mikati's Cabinet, Ahmad Karami, told the LBC TV station that the prime minister "is not clinging to the post but will not resign under pressure because of the chaos in the country."
Some Lebanese see al-Hassan's killing and Sunday's violence as an extension of Syria's civil war into Lebanon. While Lebanon's Sunnis have largely backed the uprising, many others, especially Shiite Hezbollah, have stood by Assad.
For the protesters, the connection was clear.
"The Syrian regime started a war against us and we will fight this battle until the end," said protester Anthony Labaki, a 24-year-old physiotherapist.
For years after Syria's 2005 pullout from Lebanon, there was a string of attacks on anti-Syrian figures in the country with impunity. Assad managed to maintain his influence in Lebanon in the years afterward through Hezbollah and other allies.
Samaha, the former minister arrested in al-Hassan's investigation, remains in custody. He is accused of plotting a wave of attacks in Lebanon at Syria's behest.
Syrian Brig. Gen. Ali Mamlouk, one of Assad's most senior aides, was indicted in absentia in the August sweep that saw Samaha arrested. Samaha's arrest was an embarrassing blow to Syria, which has long acted with impunity in Lebanon.
___
Elizabeth A. Kennedy and Barbara Surk contributed reporting from Beirut.
Source: http://news.yahoo.com/funeral-slain-lebanon-official-ends-clashes-171803163.html
Almost all of us have heard the debate over the Keystone Pipeline. It was a ?shovel-ready? project that could have created thousands of badly needed jobs at time when we desperately need them. This pipeline would have brought oil from one of our closest allies in Canada. Last time I checked, Canada has not burnt down any of our embassies lately.
In the most recent debate, President Obama stated that we don?t need any more pipelines-we have enough. Why then Mr. President am I paying almost $5.00 for a gallon of gas? It has even gotten painful to fill up my Ford Hybrid.
Doesn?t Mr. Obama?s stance make the existing pipeline stocks that much more valuable? Let?s check out one of my favorite holdings right now in this space.
I love stocks that pay dividends. I love stocks that steadily increase their dividend over time. I also love stocks that deliver capital appreciation. If I can own a stock that delivers all three of these income streams, I am a happy investor indeed.
Many of the publicly traded Master Limited Partnerships (MLP(s) have been very good to investors over the years. I want to warn you however, that if you own an MLP in a non-qualified account, you will have to file an extra partnership return with your taxes each year that you own the MLP.
You can get around this, if you wish, by owning one of the Exchange Trade Funds (ETF) that track the publicly traded Master Limited Partnerships. We even now have an MLP index that you can invest in. I rank all of the various indexes out there on a daily basis.? I rank them on short-term, intermediate-term, and long-term performance.
The MLP index is ranked number seven overall right now. Note that it is ranked right below the NASDAQ index-not too bad!
Data from Best Stocks Now App
Amongst the Income & Growth oriented accounts that I manage, one of my favorite positions right now is Magellan Midstream Partners (MMP). I publish the 20-25 holdings in this model portfolio every weekend. Click here to get four free weeks.
Magellan is a large-cap company headquartered in Tulsa, Oklahoma.? The company engages in the transportation, storage, and distribution of petroleum products in the United States.
Check out how the stock has performed over the years!
Data from Best Stocks Now App
As you can see the stock has outperformed the market by a wide margin over every time period, including that fateful year of 2008. The stock has also delivered a steady stream of dividends and capital appreciation over the years. When I compare the performance of Magellan against the other 3,041 investments that I track, it earns a performance grade of ?A.? This is not easy for a large-cap, dividend paying stock!
Related Article: Pipeline to Nowhere?
Check out its track record of dividends.
Notice the steady track record of rising dividends over the last five years. Also notice a stock split in 2005. It should be noted that the stock is split 2:1 again earlier this week.
While I like good performance in the stocks that I own, I also demand a decent valuation. Magellan has had a very good run recently. The stock is not as cheap as it used to be, but it is about in-line with other MLP(s). The current dividend yield is still a very good 4.3%. I am okay with the current valuation.
The good news is this. Out of the 3,042 stocks that I follow, Magellan Midstream Partners currently ranks at number 104 overall. This overall ranking is based on performance, valuation, and safety.? This is an extremely good ranking for a large-cap, conservative, dividend paying stock!
Magellan has a made a lot of investors like myself and my client happy over the last several years. Clients of Gunderson Capital Mgt. Inc. and Bill Gunderson are currently long this stock.
And NO I don?t believe that we have enough pipelines!
By. Bill Gunderson
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No one ever said that breaking up with a loved one is ever easy. The most difficult part about this tragedy comes AFTER the break up. Soon after you both part from each other, your mind may be filled with tons of emotions of memories of you and your ex once being happily together. Your emotions will run at lightning speeds and you frequently feel hopeless about what lies ahead for your future, but it's something you will need to get over in order for you to finally move on and enjoy life again.
Many couples have been through this difficult event during some point in their lives. The main factor in moving on is your will and desire to want to move on. If you want to, then you will succeed. It will surely take a while for the pain to subside, but in the end it will be the best thing you can do for yourself. Life is full of wonderful and pleasant surprises ahead, and that's why you need to eventually accept your break up in order to welcome future opportunities of meeting new people. Here are three valuable tips to help you finally get over your ex:
1. Confront Your Pain and Let It All Out
I'm not gonna lie. There will be the turbulence of emotions running through your mind and your heart will feel a pain it's never imagined it can feel before, but if you have the desire to move on and let the pain subside, you will have to face your pain and accept it for what it is. Take some time to let all of your emotions of anger, sadness, and pain out by crying it out. This is a time of reflection with yourself and with what went wrong with you and your ex. Be sure you go through this period alone, meaning no receiving advice from others, including your closest friends and family. They may mean well by giving you their advice, but they aren't you and aren't experiencing the tragedy of your break up. So what they say is easier said than done. By the end of this week after having confronted your pain, you will clearly feel a difference in your spirits and emotions as it will have allowed you to purge out all that emotional baggage you've been keeping inside ever since the break up.
2. Be Conscious and Stop Thinking About Your Ex
After you've given yourself time to cry it out during the first step, you will then move on to this next one. You will need to completely remove anything from your home that brings back any traces of memories of your ex. This includes pictures of you two, pictures of him/her, gifts and meaningful items you both bought together, etc. Lock up the collections of love songs that have meaning behind it and remind you of your times together. Mute saddening love songs that will trigger your emotions for your ex to come back. Anything that brings forth memories of your ex will hinder you from getting over them, so please, do yourself a favor during this stage of overcoming your break up and store that baggage up so you can move forward to step three.
3. Look Forward To The Future
Keeping an optimistic outlook of your dating future may seem difficult, if not impossible, because you have just gone through what seems like one of the most tragic of all situations in your life. But in order to break through fully and move on for once and for all, you will have to welcome future opportunities with dating other people. You will soon realize that you can and will meet someone new who might be much better than your ex has ever been! Surround yourself with positive vibes and hang out at places where you can meet new people. You will be intrigued and amazed with how much fun you've been missing out on ever since your break up. Your spirits will turn around for the better and you will realize how easy it is to actually get over your ex... I wouldn't be surprised if you actually asked, "what ex".
If you want more tips on dealing with a break up with your ex, please read
Source: http://www.streetarticles.com/relationships/3-powerful-tips-to-getting-over-your-ex
DEAR ASSOCIATES.
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| BUILDING | Universal Trade Tower |
| TENANT | E.V.I |
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| AREA | 500 SQ FT |
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| RENT | 28000/- Assured Rent By The Builder Till Fist Leasing |
| AREA | 400 SQ FT |
| LEASE PERIOD | TO BE LEASE |
| SECUIRITY | N/A |
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This E-Mail may contain Confidential and/or legally privileged Information and is meant for the intended recipient(s) only. Internet Communications cannot be guaranteed to be secure or error-free as information could be delayed, intercepted, corrupted, lost, or contain viruses. NRI Estate Agents does not accept any liability for any errors, omissions, viruses or computer problems experienced by any recipient as a result of this e-mail.
Source: http://newsrealestateworld.blogspot.com/2012/10/rented-properties_21.html
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